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Guides, reports, and expert insights for African business

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Market Report

Mobile Money Interoperability in Africa: The $1.4 Trillion Question

Sub-Saharan Africa processed USD 1.4 trillion through mobile money in 2025, representing 66 percent of global...

ABA EditorialApr 12, 2026Ghana
Market Report

Embedded Finance in African B2B Marketplaces: The Pivot From Trucks to Transactions

Between 2020 and 2022, African B2B e-commerce startups raised over USD 400 million to digitize informal retail. By...

ABA EditorialApr 12, 2026Nigeria
Market Report

Crypto and Stablecoins in Africa: Why Nigeria Leads the World in Grassroots Adoption

Sub-Saharan Africa received over USD 205 billion in on-chain crypto value between July 2024 and June 2025, a 52 percent...

ABA EditorialApr 12, 2026Nigeria
Market Report

Moroccan FinTech in 2026: The Casablanca Hub Wakes Up

On 15 October 2025, Bank Al-Maghrib granted Chari the first payment institution license ever issued to a venture-backed...

ABA EditorialApr 12, 2026Morocco
Market Report

Francophone West Africa FinTech: Wave, Julaya, and the Quiet Boom Nobody Saw Coming

Francophone African startups raised at least USD 450 million in 2025. The CFA franc peg to the euro, once dismissed as...

ABA EditorialApr 12, 2026Cote d'Ivoire
Market Report

Egyptian FinTech in 2026: MNT-Halan, InstaPay, and the Cairo Super-App Playbook

MNT-Halan has lent USD 12 billion since inception. InstaPay is processing mobile wallet transactions at a 72 percent...

ABA EditorialApr 12, 2026Egypt
Market Report

South African FinTech in 2026: Why Cape Town Reclaimed Africa Equity Leadership

For the first time since 2017, South Africa led Africa in both equity funding and deal count in 2025. Cape Town...

ABA EditorialApr 12, 2026South Africa
Market Report

Why African Fintechs are Raising Differently in 2026, and What That Means

Debt now accounts for 41% of all capital raised by African tech startups, up from 17% in 2019. For fintechs, this is...

ABA EditorialApr 12, 2026
Market Report

PAPSS and the Rise of Pan-African Payment Corridors

By late 2025, the Pan-African Payment and Settlement System connected 19 countries, more than 150 commercial banks, and...

ABA EditorialApr 12, 2026
Market Report

Mobile Money in East Africa: M-Pesa, MoMo, and the Next Frontier

Safaricom's M-Pesa processed KSh 38.29 trillion in FY2025, serving 35.82 million active customers in Kenya alone. Two...

ABA EditorialApr 12, 2026Kenya
Market Report

Nigeria's Payment Service Banks: Three Years In, What's Working

Three years after MTN MoMo and Airtel SmartCash launched their Payment Service Banks in Nigeria, the telco-led mobile...

ABA EditorialApr 12, 2026Nigeria
Market Report

The State of African FinTech in 2026: Funding, Regulation, and Market Shifts

African fintech raised US$769 million in equity funding in 2025, still the largest sector, but its dominance is...

ABA EditorialApr 12, 2026