Knowledge Hub

African Regtech in 2026: Smile ID, Youverify, and the KYC-AML Infrastructure Layer

Smile ID has raised USD 31.1 million across 5 rounds and supports KYC and AML compliance across all 54 African...

BNPL in Africa: How Lipa Later, Payflex, valU, and CredPal Anchor a USD 16.8 Billion Market

The African BNPL market is projected to grow from USD 5.2 billion in 2025 to USD 16.8 billion by 2031 at a 20.7 percent...

Kenya

Women-Led Fintech and the African Gender Finance Gap

Morocco shows a 23-percentage-point gender gap in financial account ownership (56 percent men versus 33 percent women)...

Kenya

Yellow Card and the African Stablecoin Infrastructure Layer

Yellow Card operates in approximately 20 African countries providing businesses with on-ramps and off-ramps between...

Open Banking in Africa and the Okra Collapse: What Nigeria's August 2025 Go-Live Actually Means

In August 2025 Nigeria became the first African country to go live with a formal open banking framework. Two months...

SME Lending and Supply Chain Finance in Africa: Closing the USD 330 Billion Credit Gap

The African SME credit gap is estimated at over USD 330 billion by the IFC. OmniRetail's OmniPay disburses USD 12...

Agricultural Finance and Agritech-Fintech in Africa: Financing the Smallholder Gap

Agriculture represents at least 20 percent of African GDP and 60 percent of African jobs, but smallholder farmers...

Kenya

African Wealthtech: How PiggyVest, Cowrywise, Bamboo, and Risevest Opened Retail Investing to a Generation

PiggyVest has over 7 million users saving an average of NGN 25,000 every second as of 2024. Bamboo has over 500,000...

African Neobanks in 2026: From Startup Disruptors to Fully Licensed Banks

Kuda's transaction volume exceeded NGN 14 trillion in 2025. FairMoney has over 6 million users and paid NGN 7 billion...

National Payment Switches in Africa: NIBSS, PesaLink, GhIPSS, and the Rails Beneath the Fintech Boom

Nigeria's NIBSS Instant Payments powers over 90 percent of Nigerian interbank transfers and processed over USD 1...

PAPSS and the Architecture of African Payment Sovereignty

In June and July 2025, PAPSS launched two new products: PAPSSCARD (Africa's first continental card scheme) and PAPSS...

Digital Lending and Alternative Credit Scoring in Africa: After the Easy Money Ended

Nigeria has over 200 licensed digital lending platforms as of 2025. Kenya's M-Shwari controls roughly 34 percent of the...