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How-to Guide

How to Set Up Mobile Money Agent Network Operations

Mobile money only works if agents can convert cash to digital balance reliably. Building an agent network is a mix of...

ABA EditorialApr 12, 2026Kenya
How-to Guide

How to Structure a Fintech Cap Table for African Investors

African fintech fundraising usually combines capital from several distinct investor types: local angels, pan-African...

ABA EditorialApr 12, 2026Nigeria
How-to Guide

How to Integrate the Flutterwave API: A Practical Starting Guide

Flutterwave is one of the most widely used payment infrastructure providers in Africa, supporting cards, bank...

ABA EditorialApr 12, 2026Nigeria
How-to Guide

How to Obtain a BCEAO Electronic Money Institution License

The BCEAO electronic money institution license is the gateway to operating a fintech across the eight-country WAEMU...

ABA EditorialApr 12, 2026Senegal
How-to Guide

How to Structure a Nigerian Fintech Regulatory Strategy

Nigeria has one of the most complex fintech regulatory environments in Africa, with overlapping authority between the...

ABA EditorialApr 12, 2026Nigeria
How-to Guide

How to Integrate the Safaricom M-Pesa Daraja API: A Practical Starting Guide

Safaricom's Daraja is the API gateway that connects your application to M-Pesa. This guide walks through the practical...

ABA EditorialApr 12, 2026Kenya
How-to Guide

How to Evaluate an African Fintech Acquisition Target as a Traditional Bank

African banks that want to acquire fintech capability face a specific set of diligence challenges that standard M&A...

ABA EditorialApr 12, 2026South Africa
How-to Guide

How to Approach a Traditional African Bank for a Fintech Partnership

Most African fintechs eventually need a bank partnership: for licensing cover, settlement rails, co-branded products...

ABA EditorialApr 12, 2026Kenya
How-to Guide

How to Build a BNPL Product That Actually Works in African Retail Margin Conditions

Classic BNPL models borrowed from Klarna and Affirm often fail in African markets because retail margins are thinner...

ABA EditorialApr 12, 2026Kenya
How-to Guide

How to Price a Fintech Product During Naira Depreciation

Currency depreciation is the silent killer of African fintech unit economics. A product priced correctly at a stable...

ABA EditorialApr 12, 2026Nigeria
Expert Insight

African Wealthtech Needs to Admit It Is a Currency Hedge, Not a Wealth Builder

PiggyVest has over 7 million users. Cowrywise passed 800,000. Bamboo and Risevest have built credible retail US stock...

ABA Editorial BoardApr 12, 2026Nigeria
Expert Insight

The African Remittance Cost War Is Already Over. Wise Won.

LemFi, Nala, Sendwave, Chipper Cash, and a dozen other African diaspora remittance operators compete fiercely for...

ABA Editorial BoardApr 12, 2026Nigeria