FUNDINGUpdated 2 months ago

Payflex South Africa

Payflex: leading SA BNPL operator. Interest-free payments over six-week term (4-payment split). Strong in fashion, electronics. Expanded into B2B BNPL for small businesses 2024.

English, French, Portuguese or Arabic, machine translated, with the original kept beside it.
Key Information
Organisation
Payflex
Location
South Africa, South Africa
Status
Open
Application Deadline
Rolling
Type
BNPL
Amount
ZAR 100 to 30,000
Size
small
Language
English
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Description

Payflex is the leading South African BNPL operator, offering interest-free payments over a six-week term (the classic four-payment split familiar from Klarna and Afterpay). Payflex is particularly strong in South African fashion and electronics retail, both online and offline, and has strengthened partnerships with major e-commerce and physical retailers through 2024 and 2025. In 2024, Payflex introduced BNPL products aimed at small businesses to improve their access to flexible payment solutions. Payflex is one of the four operators identified in the Q1 2026 Africa BNPL Databook as central market players.

Focus Sectors

BNPL, Consumer Credit, Fashion, Electronics, B2B BNPL